refinance home mortgage

individuals with credit concerns or who have not accumulated savings for a down payment can learn more about Wells Fargos flexible programs and loans. All first-time home buyers are encouraged to read our Homeownership Guides, speak with a mortgage consultant and attend our home buyers seminar.

The no-money-down mortgage feature was the right strategy to help Tracy purchase a late-1800s, two-unit home for $192,000. She was only required to pay closing costs, which were approximately $1,000.

Ken helped Tracy go from renting to owning rental property. Now, she uses her rental e to supplement her mortgage.

Helping Homeowners Renovate Homes When Michelle Jones-Boxley first saw her three-bedroom, 1940s row house, she realized she found a diamond in the rough. Like many older homes in the Washington, D.C.

area, the row house needed renovations. Michelle wasnt deterred.

She knew that improving her new home would positively impact munity. But Michelle had to figure out how to pay for the $25,000 in home improvements.

After unsuccessfully reaching out to several lenders, a friend mended Wells Fargo, the nations leading home mortgage lender. Michelle contacted Yvonne Gipson, a home mortgage consultantrenovation specialist, and together they created a financial plan that fit Michelles particular needs.

Yvonne mended that Michelle refinance her existing mortgage with a renovation loan. A renovation loan is a mortgage product that allows a customer to get everything they need with one loan, making it easier for people to purchase the home of their dreams as well as make repairs.

And, the buyer can borrow an amount based on the improved value of the home. Yvonne asked me what I wanted to do and I created a list--new hardwood floors, a Jacuzzi, a new bathroom and vanity, a new roof and a new AC system.

Now, Michelles 1940s row house reflects her contemporary lifestyle and mitment to munity. Homeowners Build Wealth When Hans and Lisa Kappel bought their home, they knew they were taking the first step to wealth building.

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